What to ask, and why
Is the assessment just a sales visit?
It shouldn't be. Expect readings marked on a sketch of the wet areas, a reason for each material proposed for removal, and a written plan you keep even if you hire no one.
How do I know the damage they describe is really there?
Ask to see the meter on the wall or floor in question, then on a dry area of the same material. Readings you can watch are your best protection against an inflated scope.
My leak was slow. Will insurance treat it differently?
Often, yes. Many policies treat long-term leaks differently from sudden ones. A restoration company can document what it finds, but your insurer makes the coverage decision.
What about the old vinyl tile in my basement?
Tile and mastic in 1950s to 1970s Lakewood houses may contain asbestos. Have it tested before anyone cuts or scrapes it, even if that delays part of the job.
Should the same company do the repairs?
It can help. When one company handles both drying and rebuilding, the scope stays consistent from the first reading to the last coat of paint. You can still get a separate repair bid. Ask for the mitigation documentation either way.